Calculator
Dividend tax drag calculator
Use simple withholding and local tax assumptions to see how much of a market's gross dividend yield may actually reach you as net income.
Generic example only. This is not tax advice and does not model treaty credits in full.
This is a generic tax-drag model. Real tax outcomes depend on residence, treaty status, account type, and credits.
Gross annual dividends
$595
Before any withholding or local tax.
Tax withheld at source
$89
Estimated market-side withholding.
Extra local tax
$0
Additional top-up applied after withholding.
Net yield
1.01%
What the yield looks like after the full tax drag model.
Net annual income
$506
Total tax drag
15.00%
Benchmark market
S&P 500
Tax drag matters most when you compare countries with very different withholding rules or when you plan around monthly income targets. This tool helps turn gross yield headlines into a more realistic net-income view.