Calculator
Historical dividend return calculator
Model a starting amount, annual contributions, market yield, price growth, and dividend growth. Use it to see how income and capital could build over time in a dividend-focused portfolio.
Illustrative only. This uses seed market assumptions, not live total-return data.
Default inputs are seeded from the selected benchmark market.
Benchmark: S&P 500 · Seed currency: USD · Demo model only.
Ending portfolio
$23,307
Portfolio value at the end of year 10.
Net dividends collected
$2,646
After-tax cash dividends generated by the model.
Final-year income run rate
$492
Estimated annual income at the end of the period.
Total return on contributions
133.07%
Compared against total invested capital.
Projection path
Year-by-year path using your chosen yield, growth, and reinvestment assumptions.
| Year | Start | Net dividends | Yield | End |
|---|---|---|---|---|
| 1 | $10,000 | $136 | 1.36% | $10,846 |
| 2 | $10,846 | $155 | 1.43% | $11,770 |
| 3 | $11,770 | $176 | 1.50% | $12,783 |
| 4 | $12,783 | $201 | 1.57% | $13,893 |
| 5 | $13,893 | $230 | 1.65% | $15,112 |
| 6 | $15,112 | $262 | 1.74% | $16,450 |
| 7 | $16,450 | $300 | 1.82% | $17,922 |
| 8 | $17,922 | $343 | 1.91% | $19,544 |
| 9 | $19,544 | $393 | 2.01% | $21,332 |
| 10 | $21,332 | $450 | 2.11% | $23,307 |